:root{--blue950:#09284a;--blue800:#123f70;--blue700:#18558d;--blue100:#eaf2f8;--gold:#e1ad35;--golddark:#b9830b;--goldsoft:#fff7df;--ink:#17212b;--muted:#566473;--line:#dbe3ea;--white:#fff;--max:1120px;--narrow:760px;--radius:18px;--shadow:0 18px 45px rgba(9,40,74,.09)}*{box-sizing:border-box}html{scroll-behavior:smooth;font-size:17px}body{margin:0;color:var(--ink);background:#fff;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased}a{color:var(--blue700)}a:focus-visible,summary:focus-visible{outline:3px solid var(--gold);outline-offset:4px}.site-header{min-height:80px;padding:14px max(24px,calc((100vw - var(--max))/2));display:flex;align-items:center;justify-content:space-between;gap:24px;border-bottom:1px solid var(--line);background:rgba(255,255,255,.96)}.brand{display:flex;align-items:center;gap:12px;color:var(--blue950);text-decoration:none;line-height:1.2}.brand strong,.brand small{display:block}.brand small{margin-top:4px;color:var(--muted);font-size:.76rem}.brand-mark{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;color:var(--blue950);background:var(--gold);font-size:1.35rem}.header-link{font-size:.9rem;font-weight:700;text-decoration:none}.wrap{width:min(calc(100% - 48px),var(--max));margin-inline:auto}.narrow{max-width:var(--narrow)}.section{padding:clamp(76px,9vw,126px) 0}.soft{background:var(--blue100)}.hero{min-height:690px;display:grid;place-items:center;text-align:center;background:radial-gradient(circle at 50% 15%,var(--goldsoft),transparent 34%),linear-gradient(180deg,#fff 0%,#f8fbfd 100%)}.eyebrow{margin:0 0 16px;color:var(--golddark);font-size:.78rem;font-weight:800;letter-spacing:.11em;text-transform:uppercase}h1,h2,h3{color:var(--blue950);line-height:1.12;letter-spacing:-.035em}h1{max-width:820px;margin:0 auto 26px;font-size:clamp(2.9rem,7vw,5.4rem)}h2{margin:0 0 24px;font-size:clamp(2rem,4vw,3.15rem)}h3{margin:4px 0 12px;font-size:1.25rem}p{margin:0 0 20px}.lead{max-width:700px;margin-inline:auto;color:#31465a;font-size:clamp(1.2rem,2.2vw,1.48rem)}.hero p:not(.eyebrow):not(.button-note){max-width:660px;margin-inline:auto}.button{display:inline-flex;min-height:56px;margin-top:18px;padding:14px 25px;align-items:center;justify-content:center;border:2px solid var(--gold);border-radius:999px;color:var(--blue950);background:var(--gold);box-shadow:0 8px 22px rgba(185,131,11,.18);font-weight:800;line-height:1.25;text-align:center;text-decoration:none;transition:.16s}.button:hover{transform:translateY(-2px);background:#e9ba4e}.button-note{margin-top:13px;color:var(--muted);font-size:.9rem}.section-intro{max-width:720px;margin-bottom:42px}.savings-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.saving-card{padding:clamp(32px,5vw,58px);border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:var(--shadow)}.saving-card.featured{border-top:6px solid var(--gold)}.number{margin:0;color:var(--blue800);font-size:clamp(4.2rem,10vw,7rem);font-weight:850;letter-spacing:-.07em;line-height:.95}.number span{font-size:.45em;color:var(--golddark)}.fine-print{margin-top:26px;color:var(--muted);font-size:.86rem}.two-column{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(44px,8vw,100px);align-items:start}.steps p{padding:0 0 21px 48px;position:relative;border-bottom:1px solid rgba(9,40,74,.12)}.steps strong{position:absolute;left:0;color:var(--golddark);font-size:1.15rem}.steps .callout{margin-top:28px;padding:20px 24px;border:0;border-left:5px solid var(--gold);background:#fff;color:var(--blue950);font-size:1.15rem;font-weight:800}.compact-card{display:grid;grid-template-columns:1.3fr .8fr auto;gap:44px;align-items:center;padding:clamp(32px,6vw,64px);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.compact-card h2{margin-bottom:0}.check-list{margin:0;padding:0;list-style:none}.check-list li{margin:10px 0;padding-left:32px;position:relative;font-weight:700}.check-list li:before{content:"✓";position:absolute;left:0;color:var(--golddark);font-weight:900}.compact-card .button{margin:0}details{border-top:1px solid var(--line)}details:last-of-type{border-bottom:1px solid var(--line)}summary{padding:24px 4px;color:var(--blue950);cursor:pointer;font-size:1.07rem;font-weight:800}details p{max-width:650px;padding:0 4px 22px;color:var(--muted)}.about-grid{display:grid;grid-template-columns:minmax(260px,380px) 1fr;gap:clamp(42px,8vw,96px);align-items:center}.about img{display:block;width:100%;aspect-ratio:1;object-fit:cover;border:8px solid #fff;border-radius:50%;box-shadow:var(--shadow)}.signature{color:var(--blue950);font-weight:800}.contact-links{display:flex;flex-wrap:wrap;gap:12px 24px}.contact-links a{font-weight:750;text-underline-offset:4px}.resource-list{margin-top:32px;border-top:1px solid var(--line)}.resource-list a{display:flex;justify-content:space-between;gap:20px;padding:19px 4px;border-bottom:1px solid var(--line);color:var(--blue800);font-weight:750;text-decoration:none}.final-cta{padding:clamp(76px,10vw,120px) 0;color:#fff;background:var(--blue950);text-align:center}.final-cta h2{color:#fff}.final-cta p{color:#dce9f3;font-size:1.08rem}footer{padding:38px 0;color:#cfdae4;background:#061c33;font-size:.82rem}.footer-inner{display:grid;grid-template-columns:auto 1fr;gap:50px}.disclaimer{max-width:740px;justify-self:end;text-align:right}@media(max-width:820px){html{font-size:16px}.header-link{display:none}.brand small{max-width:220px}.hero{min-height:620px}.savings-grid,.two-column,.about-grid,.compact-card{grid-template-columns:1fr}.compact-card{gap:26px}.compact-card .button{justify-self:start}.about img{max-width:310px;margin-inline:auto}.footer-inner{grid-template-columns:1fr;gap:18px}.disclaimer{justify-self:start;text-align:left}}@media(max-width:520px){.wrap{width:min(calc(100% - 32px),var(--max))}.site-header{min-height:72px;padding-inline:16px}.brand-mark{width:38px;height:38px}.hero{min-height:auto;padding-top:92px;padding-bottom:92px}h1{font-size:2.65rem}.button{width:100%}.saving-card{padding:32px 26px}.compact-card{padding:30px 24px}.contact-links{flex-direction:column;gap:8px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}}